Health Benefits

To take care of your health and make sure you get the care you need when you get sick, get to know the Carleton College suite of health benefits!

Retrace Health

Unfortunately, we have recently learned that Retrace Health will be closing and ending services effective April 28, 2017.  For primary care services you can contact them at www.retracehealth.com. 

 

HealthPartners Medical Insurance

Carleton’s two group health insurance plans are provided through HealthPartners. Both plans include preventive care covered at 100%. The two plans have a wide network in the Carleton College and twin cities area, but provide out-of-network coverage with higher out-of-pocket costs. Premiums are shared between Carleton and the employee.

Blue – High deductible health plan offering preventative and catastrophic coverage with an employer-funded health savings account (HSA). Drugs are covered based on a percentage after your deductible has been met; however, there are some preventative medications that have a co-pay.

Maize – Traditional PPO plan with a copay for office visits and a deductible for other types of care. You may participate in a Flexible Spending Account if you enroll in the Maize plan.

HealthPartners Info Guide | Mail Order Pharmacy | Member Support | Plan Documents and Forms

 

HSA

If you enroll in the Blue health insurance plan, you will receive a contribution from Carleton of in a Health Savings Account managed by Optum. You can also contribute your own use funds to pay for eligible medical, dental, or vision expenses. The total amount you can contribute is:

 
2017 Single
2017 Emp. +1 and Family
Carleton Contribution $1,000 $2,000  
Employee Contribution $2,400 $4,750  
Total $3,400 $6,750  

Employees over age 55 are able to contribute an additional $1000 per year. Your HSA can also be used an investment vehicle with a variety of mutual fund options.

Optum Website | List of Qualified Expenses | Plan Documents and Forms

 

COBRA

The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families the right to continue group health benefits for limited periods of time under certain circumstances. At Carleton, eligible benefits include medical insurance, FSA, life insurance, and dental insurance. Once HR is notified of your coverage loss, a COBRA packet will be sent to your address by HR Simplified. You will have 60 days to enroll in continued coverage if you wish to do so.

HR Simplified | COBRA FAQ | Plan Documents and Forms 

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