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Travel & Transportation

Travel or Non-Travel Accident Insurance

College-Provided Travel Accident Insurance: Employees of the College who are full-time or part-time (working .46 FTE or greater) are covered under an Associated Colleges of the Midwest Travel, Accidental Death, and Dismemberment policy when in a business travel status for the College.  The benefit amount under this program is equal to two (2) times base annual salary, subject to a minimum of $100,000 and a maximum of $300,000.  The benefits are paid to the group life insurance beneficiary in the event of death.  Benefit will reduce by the percentage indicated below according to your age.

Age 70-74 65%

Age 75-79 45%

Age 80-84 30%

Age 85 and over 15%

Travel Assistance Program: The Hartford offers benefit-eligible employees a travel assistance benefit with several unique services including visa, passport, and inoculation and immunization requirements; travel advisories; foreign exchange rates; embassy and consulate referrals; medical referrals (referrals to medical providers worldwide); medical evacuation; and many more.  Service is available 24 hours a day, seven days per week.

Voluntary Travel/Non-Travel Group Accident Insurance: The College offers a voluntary plan of group accidental death and dismemberment insurance, which covers both occupational and non-occupational accidents.  This insurance is available to regular benefit-eligible employees and dependents.  This is 24-hour protection designed to cover not only travel accidents but other kinds of accidents as well (with certain standard exclusions) whether or not the employee is on College business. The cost of this protection is based on the benefit amount selected for either the employee-only plan or the family plan. This insurance is available in amounts ranging to $500,000.  The premium is payable on a per paycheck basis through payroll deduction. 

Further details and applications can be obtained from the Office of Human Resources.

Keywords: travel, accident

Last Reviewed: Nov 1st, 2018

Maintained by Human Resources